Commercial Financing Loan Agency

Long-term Rental Financing

Financing solutions with competitive rates from the
Viva Capital Group team to fund your next investment project. 

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Long-term rental loans for your investment property.

Our team is dedicated to helping you meet your real estate investment needs. 

We have helped real estate investors just like you grow and excel.  Our dedicated team is waiting to hear from you and help answer any questions you may have. 

What is a long-term rental loan?

This is a buy and hold strategy where an investor purchases a property and holds on to it for a longer duration of time with the goal of either selling it much later or having it rented.  Investors looking for a long-term rental loan have several options to choose from which can affect how the loan works.  A benefit of this type of loan is it can enable you to secure a high-value property and turn it into an investment with guaranteed income in the form of a property lease.

Which properties are eligible?

There are variations to the property types that are eligible for this type of loan, but they often include single family or multi-family residence, condos, and properties with multiple units.  If you believe your desired investment property can qualify for a long-term rental loan, we invite you to reach out to us and apply or schedule a free consultation.  We can discuss your property to determine if it’s eligible for this type of loan.

How it works

Options for any investor – from new investors to seasoned pros!

Value-Add Loans

A value-add loan or a sub-rehab loan is one of the best ways a property owner or investor can acquire needed funds to purchase and/or make significant improvements on a property with the goal of remodeling, modernizing, upgrading, and/or repairing a property to drastically increase the value and desirability of the property. This type of investment can lead to higher rent or lease prices which leads to higher income from the property. 

Fix2Rent Loans 

A Fix2Rent loan helps investors receive the funding needed to acquire a property with the goal of holding onto it and generating income by either renting or leasing the property. Get the funds needed to acquire and repair a property with competitive long-term rates.  This type of loan helps enable you to create a long-term source of income and even has options for better rates if you have a 12-month or more lease in place.

How it works

Options for any investor – from new investors to seasoned pros!

— 1 —

Apply

The first step is to uncover and discuss the essence of your unique needs, tastes, and design preferences which is discovered during our proprietary discovery phase.

— 2 —

Decision

Once you’re in love with every aspect of the design, we orchestrate a seamless, white-glove installation that will leave you speechless when you walk in the door.

— 3 —

Get Funded!

After your new design has been finalized the only thing left to do is enjoy and relax in a space that was designed and created exclusively for you. 

Ready to get started?

Funding solutions for investors looking to purchase or refinance a long-term multi-family property.

Collateral:
Non-Owner Occupied 1– 4 Family Real Estate; Condos; Townhomes; Planned Unit Development (PUD).

Rates:
Starting at 4.00%.

– Interest only first 5 years option available.

Term:
30 Years

Loan Amount:
$75K–$5M

LTV:
Purchase: The Lesser of Up to 85% of the As-Is Value Purcahse/ Refnance: Up to 80% of the As-Is Value
Cash-Out: Up to 75% of the As-Is Value

Property Value:
“As-Is” Appraised Value Must Be Greater Than $100K (Geographical Restrictions May Apply)

Credit Score:
650Minimum

Debt Service Coverage Ratio (DSCR):
0.70 minimum

We are a preferred lending partner. Choose us as your fix and flip lender and discover why we’re a trusted source for dependable funding.  Contact us today, and let Viva Capital Group help you choose a financing option that will give you a high return on your next fix and flip investment.

Commercial Financing Products and Services

A/R Financing

Commercial Real Estate

Consumer Financing

Equipment Financing

Fix and Flip

Franchise Financing

Healthcare Financing

Merchant Cash Advance

Purchase Order Financing

Stated Income Loans

Small Business Loan

Unsecured Lines of Credit

Looking for funding for your next project? 

Book a consultation or apply online.  During your free consultation,  we will discuss the details of your project and discuss your experience and other lending factors.  Your credit score is not the most important factor, we look at other details other than your credit score. If you like the options we offer you, you can apply online or over the phone with us.

Apply now
Book a Consultation

You can also call us at 888-315-5420

Frequently Asked Questions

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